Thanks for dropping in!!! I’ve taken a brief break, but I just got a new jar full of level bubbles, and I’m ready to roll out more fresh, honest content for you!

Today, a brief but important message/reminder about using benefits you have, should you ever need them!

Accidents Happen - Use Your Benefits!

If you have had a recent fender bender and you are not at fault your own car insurance will cover the majority of care you need in our office. Anything not covered will then become the responsibility of the at fault party’s insurance. Hence - no out of pocket.

WARNING! - The 14 Day Rule

Your car insurance benefits for treatment (PIP) will cover up to $10,000 in treatment costs PROVIDED you see a doctor (such as myself) within two weeks of the accident. If you wait longer that benefit disappears!

So don’t wait!

Chiropractic care is crucial for proper recovery from things like whiplash. For a deeper dive into why, click on this newsletter below about spinal ligament damage when done reading his one.

What if you waited too long and still want care?

If you were not at fault there is still a pathway to get care without going out of pocket. The insurance co. for the at fault party, along with he assistance of an attorney, can be made to pay your medical bills. Such attorneys will work for you and not get paid until you settle (they will take a portion of the settlement). Healthcare providers such as myself will keep fees on account until settlement and get paid the same way. So again - no out of pocket.

What if you are at fault?

You still have PIP benefits with your own car insurance carrier. You may have a deductible and co-pays but in many cases, you may have 100% coverage! And so again…(you get the idea!)

On the Level

Truthfully, chiropractic care in this scenario is not exactly free because we do all pay for our auto insurance policies. The point here is that if you get hurt in a car accident you should use these benefits, and in many cases you will have no out of pocket expense to get the care you need!!!

Until next time,

Blessings to you!